• History, Present business and Background :

Priteshkumar Champaklal Shah is registered with the Securities and Exchange Board of India (SEBI) as an Investment Adviser under the SEBI (Investment Advisers) Regulations, 2013 with registration number INA000015297. His registered office is situated at 22, Nirvanta, Opp. Gulmohar Garden, Sevasi, Vadodara – 391101. He can be contacted for advisory-related communication via email at ria.priteshkumar@gmail.com or by phone at +91 99789 17315.

He has been in the Capital Market since 2007 and has vast experience dealing with equity and equity derivatives. After working with various intermediaries and clients, Mr. Pritesh identified a lot of value to be created for individuals by providing unbiased financial advice and wealth management services. He has an ‘MS Finance leading to Charted Financial Analyst (CFA)’ from ICFAI, Hyderabad. He is passionate about personal financial management, financial literacy, and is a strong advocate for financial advice that focuses solely on the individual. In the capacity of Investment adviser Mr. Pritesh Shah seeks to provide the best suited advice based on clients risk profile and investment objective. Investment adviser first tries to understand the client’s return expectations, risk taking ability & goals, which in turn helps to arrive at an asset allocation suitable for the client. Investment adviser conducts frequent portfolio reviews and suggests any corrective action/s if required.

• Terms & conditions for advisory services :
Investment Adviser will provide Advisory Services which shall be in the nature of investment advice, and may include buying and selling the securities for an for an agreed fee structure and which may be for a definite period of time and which may vary / change from time to time, entirely at the Client’s risk. The detailed terms and conditions are as per the agreement executed between client and Investment Adviser.

• Disciplinary history :
No action has been taken against the Investment Adviser or any of its employees by any regulator.

• Affiliations with other intermediaries :
Mr. Pritesh Shah is solely engaged in providing investment advisory services. Other than providing advisory services, he is not affiliated with any other external or third-party intermediaries.

Agents represent their principal & are primarily held accountable to them. Fee-only Advisors only represent the clients and have no links to product originators. It makes the advisors independent, conflict-free & allows them to offer unbiased advice.

Investment adviser does not recommend services of any stock broker or intermediary to a client. Investment adviser does not have any commission sharing agreement with any intermediary for recommending the services either as a stock broker or as other intermediary.

Although Pritesh shah is registered as an Investment Adviser with SEBI, he is not actively engaged into any proprietary trading. However, he may have positions in various stocks, mutual funds/liquid products.

Pritesh Shah provides Investment Advisory services independently. He does not have any connections or any associations with any issuer of products/ securities.

Clients are requested to go through the detailed key features, performance track record of the product, or security including warnings, disclaimers etc. before investing as and when provided by the Investment Adviser. Such product materials may also be available to www.sebi.gov.in or www.nseindia.com or www.bseindia.com.

Investment Adviser shall draw the client’s attention to the warnings, disclaimers in documents, advertising materials relating to an investment product/s which he is recommending to the client/s.

1. Investments in equities, derivatives and mutual funds are subject to market risks and there is no assurance or guarantee that the objective of the investment / products will be achieved.

2. The past performance does not indicate its future performance. There is no assurance that past performances will be repeated. Investors are not being offered any guaranteed or indicative returns.

3. As with any investment in securities, the NAV of the portfolio can go up or down depending upon the factors and forces affecting the capital market.

4. The performance of the investments/products may be affected by changes in Government policies, general levels of interest rates and risks associated with trading volumes, liquidity and settlement systems in equity and debt markets.

5. Investments in the products which the Clients have opted are subject to wide range of risks which inter alia also include but not limited to economic slow down, volatility & illiquidity of the stocks, poor corporate performance, economic policies, changes of Government and its policies, acts of God, acts of war, civil disturbance, sovereign action and /or such other acts/ circumstance beyond the control of Investment Adviser.

6. The names of the products/nature of investments do not in any manner indicate their prospects or returns. The performance in the equity products may be adversely affected by the performance of individual companies, changes in the market place and industry specific and macro-economic factors.

7. Investments in debt instruments and other fixed income securities are subject to default risk, liquidity risk and interest rate risk. Interest rate risk results from changes in demand and supply for money and other macroeconomic factors and creates price changes in the value of the debt instruments. Consequently, the NAV of the portfolio may be subject to the fluctuation.

8. Investments in debt instruments are subject to reinvestment risks as interest rates prevailing on interest amount or maturity due dates may differ from the original coupon of the bond, which might result in the proceeds being invested at a lower rate.

9. The product may invest in non-publicly offered debt securities and unlisted equities. This may expose the investment/product to liquidity risks.

10. Engaging in securities lending is subject to risks related to fluctuations in collateral value / settlement/ liquidity/counter party.

11. The product may use derivatives instruments like index futures, stock futures and options contracts, warrants, convertible securities, swap agreements or any other derivative instruments. Usage of derivatives will expose portfolio to certain risk inherent to such derivatives.

12. The use of derivative requires a high degree of skill, diligence and expertise. Thus, derivatives are highly leveraged instruments. Small price movement in the underlying security could have a large impact on their value. Other risks in using derivatives include the risk of mis-pricing or improper valuation of derivatives and the inability of derivatives to correlate perfectly with underlying assets, rates and indices.

13. The NAV may be affected by changes in settlement periods and transfer procedures.

14. The Investment Advisor may, considering the overall level of risk of the portfolio, advice for investment in lower rated/unrated securities offering higher yield. This may increase the risk of the portfolio. Such investments shall be subject to the scope of investments as laid down in the Agreement.